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The clear benefits of an Offset mortgage are now making it the preferred choice for many borrowers.

Since their introduction, popularity has soared due to the flexibility and tax savings that are offered with the product.

By offsetting your savings and linking your current account, many borrowers are paying off their mortgage early and saving thousands of pounds in interest.

The Offset can have huge advantages for the higher tax payer. By placing deposit based savings against their mortgage means that you do not pay interest against that part of the mortgage; effectively earning a high tax free return on their deposit money. With the added addition of a reserve fund, drawback, credit card and banking faciliites, the offset mortgage scheme could be the perfect route for saving you money.


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